Money makes the world go round, they say.

However, money is just an exchange tool and should be treated as such. On the following pages you’ll find guidelines and tools for managing personal finances so that money will serve you instead of you being a servant to it.

Feeling that you never have enough money? That it just trickles through your fingers? Not sure where it’s all headed for?

You might want to start with the sites The big picture for a general overview. Otherwise you’ll find information on Categories pages per specific area and Blog will keep blog posts sorted by newest.